No, this type of inquiry does not affect your credit score. You will not incur any charges related to this inquiry. When identity proofing, Experian creates something called a soft inquiry. Soft inquiries are visible only to you, the consumer, and no one else. Soft inquiries have no impact on your credit report, history, or score other than being recorded and maintained for 23 months.

The personal information collected, described as data that is unique to you as an individual, such as name, address, telephone number, Social Security number, and date of birth is solely used to verify your identity. 

First Coast will not store or share the information. For more information regarding how CMS uses the information you provide, please refer to the CMS Privacy home page.

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